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16 June 2026

State Government concession cards as at 1 June 2026

State

Age where main seniors card can start 

Work limit (approx.)

Main state benefits unlocked at that age

NSW

 60+ for NSW Seniors Card (if working ≤20 hrs/week) or Senior Savers Card (no work limit).      Seniors Card: ≤20 hrs/week on average; Senior Savers: no limit.  Gold Opal concession fares on public transport (Seniors Card), business discounts, some state/ local concessions that recognise the card.

VIC

 60+ for Victorian Seniors Card; Seniors Business Discount Card if you work too many hours.  

Seniors Card: generally <35 hrs/week; Business Discount Card if ≥35 hrs/week. 

 Concession public transport, free or discounted off peak and weekend travel, Seniors Myki, business discounts, no recreational fishing licence requirement, festival/event discounts.

QLD

 Seniors Card and Seniors Card+ apply usually from 65, but 60–64 years working <35 hrs/week can qualify; Seniors Business Discount Card also available.    <35 hrs/week for main Seniors Card streams.   Concession public transport and rail, electricity and gas rebates, concessional rego, free public dental care, medical aids subsidies, fishing permit discount, business discounts.

Disclaimer

ANZ Staff Superannuation (Australia) Pty Limited ABN 92 006 680 664 AFSL 238268 RSEL L0000543 (“Trustee”) is the trustee of the ANZ Australian Staff Superannuation Scheme, ABN 83 810 127 567 RSE R1000863 (“the Scheme” or “ANZ Staff Super”) and product issuer of ANZ Staff Super products for current and former ANZ staff and their partners.

The information provided on this website is general in nature and does not take into account your personal financial objectives, situation or needs. You should consider your objectives, financial situation or needs, and the Product Disclosure Statement (PDS) and Target Market Determination (TMD) for the ANZ Staff Super products before making any decision about ANZ Staff Super.

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