INVESTMENT RETURNS

• Investment performance
  Keep up-to-date with the performance of your super or Retirement Section account.

• Protecting members’ interests

• Financial advice
  

Investment performance

The table below shows the investment returns for Employee, Personal and Partner section members of the Scheme.

Investment performance for pension members*

The table below shows the investment returns for Account Based Pension members of the Scheme.

*Important note: Past performance is not necessarily a guide to future performance. This investment returns information has been prepared for the general information of members of the Scheme. It does not take into account any member’s individual financial objectives, financial situation or needs.

We recommend that you seek help from a licensed financial adviser before acting on any of this information. While all due care and diligence has been taken in the preparation of this information, the Trustee reserves the right to correct any errors or omissions.

Year to date is from 1 January 2024.

Comparison of investment performance for super members

ANZ Staff Super uses the Rainmaker Benchmarking Service to compare the relative performance of its investment options against other funds that offer similar investment options. Performance is assessed monthly and ANZ Staff Super’s net investment returns are reported in their respective performance quartile.  For instance, a 1st Quartile ranking is where ANZ Staff Super’s performance is ranked by Rainmaker to be in the top 25% of results sampled.

Important Note: Past performance is not necessarily a guide to future performance. This investment returns information has been prepared for the general information of members of the Scheme. It does not take into account any member’s individual financial objectives, financial situation or needs.

We recommend that you seek help from a licensed financial adviser before acting on any of this information. While all due care and diligence has been taken in the preparation of this information, the Trustee reserves the right to correct any errors or omissions.

Protecting members’ interests

Protecting your interests is our highest priority.

Superannuation is a long-term investment and we are here to generate market competitive long-term returns. We build our portfolios to deliver strong returns, to be robust over a range of shorter-term market conditions, and to be sustainable over the long term.

Our comparative performance has been strong with consistent first and second quartile investment performance and occasional third quartile performance. Quartile rankings move around over time and are driven by the amount of risk taken.

We align the amount of risk we take with our membership age profile. Our MySuper option is Balanced Growth and has a risk level of medium to high. Some funds with very young membership profiles offer a higher risk MySuper (default) option.

Our Balanced Growth option is a diversified option that invests across a range of asset classes. Around 57% of this option is invested in shares and property, around 27% in alternative assets and the remainder in fixed interest securities and cash.

You are not limited to just one of the options; members who are looking to customise their portfolio from a risk perspective can select any combination of each of our three pre-mixed investment options. You can combine options and/or choose to direct your future contributions to a different option or combination of options than how your accumulated super is invested. This allows members greater choice in how their super is invested beyond the three pre-mixed options available.

Find out about our approach to investments and how we both invest for strong returns and invest sustainably.

Your concerns are our concerns

If you are feeling concerned about anything to do with your super, please call us on 1800 000 086 or e-mail us at anzstaffsuper@superfacts.com. General or limited advice to do with ANZ Staff Super that is provided over the phone is available at no extra charge.

If you were planning to retire in the next five years you may be particularly concerned about short-term market volatility and how your super is invested.

In this case, you may want to obtain more detailed and personal advice, which comes at a fee.

Contact us and work out the right level of advice – general, limited or personal – to meet your needs.

In addition to accessing our support over the phone or email, there are active steps you can take to safeguard your financial wellbeing. Our Super Health Checklist will help you ensure your super stays on track through COVID-19 and beyond.

Financial advice

Get the advice you need before you make an investment choice or switch investment options. You can contact an ANZ Staff Super financial adviser on 1800 000 086 who can give you limited advice on the investment options available and your investment strategy.   

If your needs are simple, an ANZ Staff Super financial adviser can help.

The Trustee of ANZ Staff Super has entered into an agreement with Mercer Financial Advice (Australia) Pty Ltd under which Mercer's financial advisers have been engaged to provide members with general or limited personal financial advice about options available within ANZ Staff Super over the phone for no extra charge.

These financial planning services are provided by Mercer Financial Advice (Australia) Pty Ltd ABN 76 153 168 293, AFSL #411766. Any advice provided by Mercer's advisers is not provided or endorsed by the Trustee and is not provided under the Trustee’s AFSL.