ANZ staff super
ANZ staff super

NET COST OF DEATH AND TPD COVER TO REDUCE FROM 1 OCTOBER 2022

 

Insurance through your super can provide you with peace of mind should the unexpected happen. 

With ANZ Staff Super:

1. A 45% rebate applies on death and TPD premiums.

2. You benefit from group pricing.

3. The cost of cover comes directly out of your super account.

From 1 October 2022 the net cost of death and Total and Permanent Disablement cover through ANZ Staff Super will reduce by 9.1%.

The death and TPD insurance premium rates (before allowing for the rebate) that apply from 1 October 2022 are set out below.

Insurance premiums for Employee Section 

Age at next birthday

Employee Section (Annual cost per $1,000*)

Death and TPD

22 and under

$0.30

23

$0.31

24

$0.31

25

$0.31

26

$0.31

27

$0.31

28

$0.33

29

$0.33

30

$0.33

31

$0.35

32

$0.35

33

$0.37

34

$0.38

35

$0.42

36

$0.49

37

$0.58

38

$0.68

39

$0.74

40

$0.80

41

$0.84

42

$0.91

43

$1.00

44

$1.10

45

$1.19

46

$1.29

47

$1.39

48

$1.60

49

$1.82

50

$2.08

51

$2.33

52

$2.57

53

$2.84

54

$3.28

55

$3.74

56

$4.30

57

$4.94

58

$5.65

59

$6.47

60

$7.41

61

$8.30

62

$9.20

63

$10.08

64

$10.98

65

$11.86

66

$12.78

 * Before allowing for the 45% rebate on these premiums.

Insurance premiums for Personal Section and Partner Section members

Age at next birthday Personal and Partner Sections
(Annual cost per $1,000*)
Death TPD
22 and under $0.49 $0.60
23 $0.49 $0.60
24 $0.49 $0.60
25 $0.49 $0.60
26 $0.50 $0.53
27 $0.52 $0.53
28 $0.53 $0.53
29 $0.54 $0.53
30 $0.55 $0.53
31 $0.56 $0.53
32 $0.57 $0.54
33 $0.60 $0.55
34 $0.62 $0.57
35 $0.65 $0.59
36 $0.67 $0.60
37 $0.71 $0.60
38 $0.76 $0.62
39 $0.80 $0.62
40 $0.85 $0.64
41 $0.92 $0.70
42 $0.97 $0.77
43 $1.05 $0.82
44 $1.13 $0.87
45 $1.23 $0.96
46 $1.32 $1.09
47 $1.42 $1.23
48 $1.53 $1.32
49 $1.67 $1.42
50 $1.80 $1.55
51 $1.97 $1.71
52 $2.16 $1.91
53 $2.37 $2.15
54 $2.61 $2.30
55 $2.88 $2.68
56 $3.16 $3.22
57 $3.50 $3.71
58 $3.86 $4.26
59 $4.27 $4.90
60 $4.73 $5.63
61 $5.22 $6.32
62 $5.75 n/a
63 $6.36 n/a
64 $6.98 n/a
65 $7.71 n/a
66 $8.48 n/a

* Before allowing for the 45% rebate on these premiums.

Insurance premiums for Employee Section C members

Age at next birthday

Employee Section (Annual cost per $1,000*)
Death TPD
22 and under $0.48 $0.12
23 $0.46 $0.13
24 $0.45 $0.14
25 $0.44 $0.15
26 $0.44 $0.17
27 $0.44 $0.19
28 $0.43 $0.21
29 $0.42 $0.23
30 $0.42 $0.25
31 $0.40 $0.27
32 $0.40 $0.28
33 $0.39 $0.29
34 $0.38 $0.32
35 $0.37 $0.33
36 $0.37 $0.36
37 $0.39 $0.39
38 $0.42 $0.45
39 $0.45 $0.51
40 $0.48 $0.59
41 $0.53 $0.69
42 $0.59 $0.81
43 $0.65 $0.96
44 $0.73 $1.13
45 $0.80 $1.35
46 $0.87 $1.54
47 $0.93 $1.73
48 $0.98 $1.95
49 $1.04 $2.18
50 $1.09 $2.43
51 $1.15 $2.67
52 $1.24 $3.00
53 $1.39 $3.49
54 $1.57 $4.09
55 $1.79 $4.78
56 $2.09 $5.60
57 $2.39 $6.49
58 $2.66 $7.33
59 $3.53 $7.52
60 $4.73 $7.59
61 $5.25 N/A
62 $5.77 N/A
63 $6.57 N/A
64 $7.35 N/A
65 $8.13 N/A

* Before allowing for the 45% rebate on these premiums.

We’re here just for you

ANZ Staff Super is run only to benefit members.  Our competitive premiums and the 45% rebate on death and TPD premiums is further evidence of the great value we provide our members. 

MORE INFORMATION

You can access a copy of the Product Disclosure Statements and In Detail booklets for your membership section on the Documents page or by calling us on 1800 000 086.

IMPORTANT NOTICE

In preparing this document, the Trustee has not taken into account the investment objectives, financial situation and particular needs (“financial circumstances”) of any person. Accordingly, before acting on the advice contained in this document, you should assess whether the advice is appropriate in light of your own financial circumstances and consider contacting your financial adviser. Interests in the ANZ Australian Staff Superannuation Scheme ABN 83 810 127 567 RSE 1000863 (“the Scheme” or “ANZ Staff Super”) are issued by ANZ Staff Superannuation (Australia) Pty Limited ABN 92 006 680 664 AFSL 238268 RSEL L0000543 (the “Trustee” of the Scheme). You should consider the relevant Product Disclosure Statement at www.anzstaffsuper.com before making a decision in relation to your superannuation.

Insurance cover is provided by OnePath Life Limited ABN 33 209 657 176 AFSL 238341 and subject to the terms and conditions of the insurance policy issued to ANZ Staff Superannuation (Australia) Pty Limited by OnePath Life Limited (the “policy”). Where information is summarised in a brochure, information guide, or document other than the policy itself, it does not represent a complete description of the insurance cover provided. The policy represents the concluded agreement between the Trustee and OnePath Life Limited and, in the event of any inconsistency with this notice, the terms of the policy prevail. You can contact ANZ Staff Super on 1800 000 086 if you would like a copy of the policy.

Issued by ANZ Staff Superannuation (Australia) Pty Limited ABN 92 006 664 AFSL 238268 as Trustee for the ANZ Australian Staff Superannuation Scheme ABN 83 810 127 567.  September 2022

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ANZ Staff Super
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